Environmental Insurance
Solutions to reduce probability and impact of risks, financing options to mitigate adverse economic effects.
ADMIRA consultants provide access to essential legal resources, guidance on regulatory compliance, expert testimony, and environmental defense.
Legal environmental assessment, environmental audits, risk analysis, environmental impact reports, and health risk assessments.
Focused on industrial, operational, and environmental safety in this sector.
Environmental Impact Manifesto, Unique Environmental Licenses, Environmental Operation Certificates, import/export of hazardous materials and waste.
ADMIRA Environmental Expertise ensures precise loss determination from contaminating events, easing adjustments and procedures with environmental authorities.
Determines the site's previous condition to comply with Federal Environmental Responsibility Law, facilitating legal evidence in contamination cases.
Expert analysis evaluating companies' environmental prevention and response capabilities, suggesting appropriate insurance coverage.
Generates 3D images for subsurface material and anomaly evaluation. Ideal for detecting contaminants and buried utilities.
Subsurface exploration using electromagnetic waves, useful for detecting buried utilities, in archaeology, and locating contaminants.
Subsurface exploration. Provides detailed data at shallower depths, detecting buried utilities, contamination, and geological anomalies.
Subsurface exploration based on Ohm's law. Wenner and Schlumberger methods detect aquifers, stratigraphy, and more.
Geophysical exploration using seismic waves. Determines P and S wave velocities, useful in structural design and terrain evaluation.
Baseline Assessment
The Federal Law of Environmental Responsibility specifies in its Article 13 that in case of producing a contamination to the environment, the cleaning, remediation, repair or compensation must be done to return to the contaminated site the prevailing conditions before the polluting event occurs.
The Environmental Expertise offered by ADMIRA, will allow you to have an expert opinion on the prevailing State in a site before the occurrence of a spill to the ground, subsoil, water or aquifer.
Our expert opinions have legal validity and can serve as evidence in case of trial or legal controversy to determine the degree of cleaning, remediation, repair or compensation to be made.
Geophysics Studies
ADMIRA consultants has successfully applied indirect geophysical methods in a multiplicity of environments for the insurance, reinsurance, industrial and commercial sectors in more than 300 environmental surveys and nearly 2,000 studies obtaining two-dimensional and three-dimensional images of the subsoil, which allow locating and determining with a high degree of certainty:
To locate:
- Underground facilities and induced infrastructure (pipelines, wiring, pipes, tanks, etc.)
- Geological structures
- Caverns
- Geotechnical Studies
- Water mantles
- Oil pollution, leaching, hazardous and municipal waste
Decide:
- Degrees of arabilidad and ripabilidad
- Definition of elastic modules
- P and S wave propagation speeds
Among the exploration techniques used, include:
- Vertical Electrical Probes (SEV)
- Polled Polo-Dipole (SPD)
- High Density Electrical Tomography of Measurements (Scanning)
- Seismic Refraction Tends Georadar (GPR)
Vertical Electrical Soundings (VES)
This subsurface exploration technique is based on Ohm's law, in which the relationship between the potential (V), the electric current (I) and the resistance to the passage of materials from the same (R) is established.
The vertical electrical soundings are used in two main ways:
- Wenner, this mode is mainly used for the installation of "Personal Grounds".
- Schlumberger, perhaps the most widely used because it has many applications, among which, the identification of aquifers and the position of groundwater levels, material identification (Lithology and Stratigraphy), permeability and qualitative contact between materials .
Employee Training
Human capital in the company, is its most important asset and that is why we must have the knowledge required to address the challenges presented therein. ADMIRA consultants offers staff training in the areas of: Accident Prevention Emergency Care legal framework Municipal solid waste management Wastewater Treatment purification Hazardous materials and waste Environmental Impact and Risk Insurance Environmental Risk
Loss Amount Determination
Articles 117 and 118 of Contract Law Insurance allow both the insured and the insurance company to have the opinion of an expert to value the damage caused by an accident at the time of its occurrence.
Having an Environmental Evaluation ADMIRA gives certainty to both the insured and the insurer on the amount of the costs of cleaning, remediation, or compensation to perform as a result of a pollution event, providing the assigned adjuster, the process of adjustment loss occurred, recommendation of Loss Reserve to establish authorization procedures and cleanup plan, remediation, repair or compensation to the relevant environmental authorities.
Our Expertise Environmental include inter alia:
- Identification and assessment of environmental damage.
- Underground, including aquifers
- Superficial
- Floor area and volume in the presence of hydrocarbon concentration inside and outside the right of way
- Migration of the contaminant plume, including its projection to 6 months
- Suggested remediation technique
- Estimated cost of remediation
- Quantifying the environmental damage caused
Environmental Surveys
Certificates of Expert Team has the necessary expertise to issue records on environmental issues to civil, administrative and criminal authorities, offering expert opinions on issues related to Impact, Risk, Water, Soil, Waste, Environmental, Insurance Law and Finance.
It also supports the determination of the Base Status Company as required by the Federal Environmental Liability Act, as well as to determine the extent of environmental damage occurred, technical and remediation costs involved.
Environmental Surveys guaranteed by our professional body give a Qualified Opinion of the Causes thereof, Evolution and Dynamics of the behavior of the contaminant as well as the magnitude of the damage at the time of occurrence and projection within 6 months.
Has legal status and are accepted by the insurance market for the quantification of the amounts to compensate for the coverage contracted insurance as well as by the environmental authorities for approval of cleanup, remediation and / or compensation caused by contamination atmosphere.
With them are:
- Gives greater flexibility in the diagnosis and characterization of pollution damage.
- Reduce the time to assess the damage.
- Root secured compensation.
- Establishes a reliable diagnosis.
Our Expertise Environmental analyzes in depth the problem in question and involves:
- An initial visit to determine the general conditions of the site.
- The documentary and physical research of geological conditions.
- Sets the strategy of direct and indirect research appropriate to the event analysis.
- Research methods applied geophysics Processes, interprets and Models of surface and subsurface conditions, based on the geophysical survey.
- Taking physical soil and water samples for chemical analysis.
- Indirect data correlated with the results of laboratory analysis to establish areas and volumes of soil and / or contaminated water, as well as their cost of remediation and cleaning.
- Prepares the Report and Certificate of Expert Opinion
Subscription
It supports the Insurance Company in the process of underwriting environmental risks, offering expert opinions on the company's real capacity to prevent, address, contain and remedy the environmental damage caused.
Our Expertise:
- Optimal Technical Utility:
- It details the exposure to environmental risk present in the clients in a timely manner.
- It offers accurate information on the degree of effectiveness of the current prevention, management and response systems.
- Analyzes the degree of compliance with current regulations for the company.
- Allows us to suggest a coverage / cost of environmental insurance according to the needs of its insured - supporting the productive force.
Ground Penetrating Georadar - GPR
This subsurface exploration technique is based on the propagation of electromagnetic waves through the ground, which materials change is reflected and refracted, thus generating an image of the subsurface structure. Its main applications have been in the detection of buried services, such as pipelines, cables, drains, etc., also has a great application in archaeological issues and the detection of contaminants in the subsurface.
