Probable Maximum Loss
Solutions to reduce probability and impact of risks, financing options to mitigate adverse economic effects.
ADMIRA consultants provide access to essential legal resources, guidance on regulatory compliance, expert testimony, and environmental defense.
Legal environmental assessment, environmental audits, risk analysis, environmental impact reports, and health risk assessments.
Focused on industrial, operational, and environmental safety in this sector.
Environmental Impact Manifesto, Unique Environmental Licenses, Environmental Operation Certificates, import/export of hazardous materials and waste.
ADMIRA Environmental Expertise ensures precise loss determination from contaminating events, easing adjustments and procedures with environmental authorities.
Determines the site's previous condition to comply with Federal Environmental Responsibility Law, facilitating legal evidence in contamination cases.
Expert analysis evaluating companies' environmental prevention and response capabilities, suggesting appropriate insurance coverage.
Generates 3D images for subsurface material and anomaly evaluation. Ideal for detecting contaminants and buried utilities.
Subsurface exploration using electromagnetic waves, useful for detecting buried utilities, in archaeology, and locating contaminants.
Subsurface exploration. Provides detailed data at shallower depths, detecting buried utilities, contamination, and geological anomalies.
Subsurface exploration based on Ohm's law. Wenner and Schlumberger methods detect aquifers, stratigraphy, and more.
Geophysical exploration using seismic waves. Determines P and S wave velocities, useful in structural design and terrain evaluation.
Environmental Risk Management
Application of Risk Management techniques, allows us to offer focused on controlling the occurrence of risk services, reducing their frequency and / or severity, as well as provide the company optimally innovative mechanisms to finance the adverse economic impact that means its realization.
In the prevention and control of risks:
- The review of the correct operation of machinery, vehicles, tools and equipment Environmental Protection.
- Determining Maximum Losses.
- The design of Preventive Measures.
- The development and implementation of programs and Containment Accident Prevention and rehabilitation facility and its operation
- Civil Protection Programs
In the Environmental Risk Financing:
Through permanent contact our network of consulting with the dynamics of local and international insurance markets and bonds, allows us to design and implement the administrative transaction of corporate protection programs according to the specific needs of each organization ENVIRONMENTAL RISK, which involves among other things:
- Support for environmental risk underwriting
- Design protection covers environmental risk
- Counseling in the processing of claims incurred
- Quantification of pollution damage to the environment
Subscription
It supports the Insurance Company in the process of underwriting environmental risks, offering expert opinions on the company's real capacity to prevent, address, contain and remedy the environmental damage caused.
Our Expertise:
- Optimal Technical Utility:
- It details the exposure to environmental risk present in the clients in a timely manner.
- It offers accurate information on the degree of effectiveness of the current prevention, management and response systems.
- Analyzes the degree of compliance with current regulations for the company.
- Allows us to suggest a coverage / cost of environmental insurance according to the needs of its insured - supporting the productive force.
Subscription
It supports the Insurance Company in the process of underwriting environmental risks, offering expert opinions on the company's real capacity to prevent, address, contain and remedy the environmental damage caused.
Our Expertise:
- Optimal Technical Utility:
- It details the exposure to environmental risk present in the clients in a timely manner.
- It offers accurate information on the degree of effectiveness of the current prevention, management and response systems.
- Analyzes the degree of compliance with current regulations for the company.
- Allows us to suggest a coverage / cost of environmental insurance according to the needs of its insured - supporting the productive force.
Loss Amount Determination
Articles 117 and 118 of Contract Law Insurance allow both the insured and the insurance company to have the opinion of an expert to value the damage caused by an accident at the time of its occurrence.
Having an Environmental Evaluation ADMIRA gives certainty to both the insured and the insurer on the amount of the costs of cleaning, remediation, or compensation to perform as a result of a pollution event, providing the assigned adjuster, the process of adjustment loss occurred, recommendation of Loss Reserve to establish authorization procedures and cleanup plan, remediation, repair or compensation to the relevant environmental authorities.
Our Expertise Environmental include inter alia:
- Identification and assessment of environmental damage.
- Underground, including aquifers
- Superficial
- Floor area and volume in the presence of hydrocarbon concentration inside and outside the right of way
- Migration of the contaminant plume, including its projection to 6 months
- Suggested remediation technique
- Estimated cost of remediation
- Quantifying the environmental damage caused
Environmental Risk Insurance
ADMIRA consultants supports you in the design of the structure, terms and conditions of coverage to comply with the obligation to hire Environmental Risk Insurance for companies with Highly Risky Activities in the terms of the provisions of article 147 - Bis of the General Law of the Ecological Balance and the Protection of the Environments, as well as those required by the Federal Law of Environmental Responsibility, General Law for the Prevention and Integral Management of Waste and other laws applicable to the Legal Framework in Environmental Matters.
The advice in Environmental Risk Insurance, offered by ADMIRA consultants fully satisfies the requirements of the environmental authorities requested are for obtaining the authorization of the Environmental Impact Manifesto, Unique Environmental Licenses, Environmental Operation Certificate, as well as for import / export of products. hazardous materials and / or waste.
Unlike a traditional Pollution Liability insurance, the Environmental Risk Insurance can cover environmental damages originated in own and third party assets, which broadens the scope of the corresponding insured compensation. Likewise, its applicability does not result in a judgment of a Judge and may be activated after a request from the corresponding Environmental Authority.
Environmental Risk Insurance
ADMIRA consultants supports you in the design of the structure, terms and conditions of coverage to comply with the obligation to hire Environmental Risk Insurance for companies with Highly Risky Activities in the terms of the provisions of article 147 - Bis of the General Law of the Ecological Balance and the Protection of the Environments, as well as those required by the Federal Law of Environmental Responsibility, General Law for the Prevention and Integral Management of Waste and other laws applicable to the Legal Framework in Environmental Matters.
The advice in Environmental Risk Insurance, offered by ADMIRA consultants fully satisfies the requirements of the environmental authorities requested are for obtaining the authorization of the Environmental Impact Manifesto, Unique Environmental Licenses, Environmental Operation Certificate, as well as for import / export of products. hazardous materials and / or waste.
Unlike a traditional Pollution Liability insurance, the Environmental Risk Insurance can cover environmental damages originated in own and third party assets, which broadens the scope of the corresponding insured compensation. Likewise, its applicability does not result in a judgment of a Judge and may be activated after a request from the corresponding Environmental Authority.
Environmental Risk Management
Application of Risk Management techniques, allows us to offer focused on controlling the occurrence of risk services, reducing their frequency and / or severity, as well as provide the company optimally innovative mechanisms to finance the adverse economic impact that means its realization.
In the prevention and control of risks:
- The review of the correct operation of machinery, vehicles, tools and equipment Environmental Protection.
- Determining Maximum Losses.
- The design of Preventive Measures.
- The development and implementation of programs and Containment Accident Prevention and rehabilitation facility and its operation
- Civil Protection Programs
In the Environmental Risk Financing:
Through permanent contact our network of consulting with the dynamics of local and international insurance markets and bonds, allows us to design and implement the administrative transaction of corporate protection programs according to the specific needs of each organization ENVIRONMENTAL RISK, which involves among other things:
- Support for environmental risk underwriting
- Design protection covers environmental risk
- Counseling in the processing of claims incurred
- Quantification of pollution damage to the environment
Environmental Surveys
Certificates of Expert Team has the necessary expertise to issue records on environmental issues to civil, administrative and criminal authorities, offering expert opinions on issues related to Impact, Risk, Water, Soil, Waste, Environmental, Insurance Law and Finance.
It also supports the determination of the Base Status Company as required by the Federal Environmental Liability Act, as well as to determine the extent of environmental damage occurred, technical and remediation costs involved.
Environmental Surveys guaranteed by our professional body give a Qualified Opinion of the Causes thereof, Evolution and Dynamics of the behavior of the contaminant as well as the magnitude of the damage at the time of occurrence and projection within 6 months.
Has legal status and are accepted by the insurance market for the quantification of the amounts to compensate for the coverage contracted insurance as well as by the environmental authorities for approval of cleanup, remediation and / or compensation caused by contamination atmosphere.
With them are:
- Gives greater flexibility in the diagnosis and characterization of pollution damage.
- Reduce the time to assess the damage.
- Root secured compensation.
- Establishes a reliable diagnosis.
Our Expertise Environmental analyzes in depth the problem in question and involves:
- An initial visit to determine the general conditions of the site.
- The documentary and physical research of geological conditions.
- Sets the strategy of direct and indirect research appropriate to the event analysis.
- Research methods applied geophysics Processes, interprets and Models of surface and subsurface conditions, based on the geophysical survey.
- Taking physical soil and water samples for chemical analysis.
- Indirect data correlated with the results of laboratory analysis to establish areas and volumes of soil and / or contaminated water, as well as their cost of remediation and cleaning.
- Prepares the Report and Certificate of Expert Opinion
